Karen is a Managing Director with The Algon Group, an investment banking, strategy and financial advisory firm. Many recent engagements have been in the real estate industry, including helping a large developer restructure $2 billion in debt with 39 international and regional banks. She also serves as Chief Analyst for the Global Technology Distribution Council (GTDC), providing analysis of regional and global technology market trends. Karen has an MBA from the Wharton School of Business at the University of Pennsylvania and a BA in Economics and Communications (magna cum laude) from Villanova University. During her career she has served as VP of Business Planning/CFO for Kaset International (now AchieveGlobal – a world leader in corporate leadership and management training), and Director of Marketing for Tech Data Inc. (the world’s second largest wholesale computer distributors). She was born in Scotland and lived in Australia as a child before emigrating with her family to the USA. She first sailed in S’83 as an RD and then returned (after 15 years in corporate America) to lead the Field Office on the F’99, F’02, S’03, S’06, F’09, S’13 and F’13 voyages. She has treasured sailing with so many remarkable students, and dedicated faculty and staff.